If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
AIG purchased Interstate Life and Accident Ins Co Interstate was owned by parent company, TIC, which was purchased by Gulf United, a mother company of other ins. companies. Gulf United was purchased by American General Life & Accident Ins. Co., which was then purchased by AIG. So, yes, technically you could say AIG bought Interstate, BUT, it was done indirectly, not a direct, individual purchase.
No, you can't. When you collect from your insurance company, they will pursue the other driver's insurance because the accident wasn't your fault. When your insurance company finds out that you collected from the other insurance company already, they will come after you. It's called double-dipping and it most likely wouldn't end well.
If the police report says the other driver was at fault, try to recover from his or her insurance company. If you don't have collision coverage, you can't collect from your insurance company.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
In most cases, yes.
I HAVE A LIFE INSURANCE POLICY ON MY SON RANDY FRANKLIN BIGGERSTAFF WRITTEN BY UNION LIFE INSURANCE COMPANY IN RICHMOND VIRGINIA, WHO OWNS THIS CONPANY NOW> INTERSTATE LIFE INSURANCE CONPANY, THE VALUE OF THIS INSURANCE IS PAID UP AND I AS THE INSURED MOTHER WANTS TO KNOW
no. you can not collect on something that you are not paying for. However... you can sue the driver, if this is what you want to do, call you insurance company and let them handle it. If you do not have an insurance company, call an attorney.
You can still report the accident to the insurance company and collect for damages. The Police will most likely not take a report. You would have to call them to verify that though.
Citizens Home insurance Company was a family members company as well. We have an assumption certificate that states the Independent Life and Accident Insurance company in Jacksonville, FL effective September 8, 1981. I have googled the Independent life and Accident Insurance and this is what I have found: In 1997 Independent Life and Accident Insurance company merged to American General Life and Accident as well as Home Beneficial Insurance Company and Gulf Life Insurance Company. American General Life and Accident Insurance Company was acquired by AIG in 2001 You can visit their website at www.aig.com Hope this helps.
Before an insurance company can sell insurance in a certain state, it must register with the State Dept of Insurance. If the company is sold, then it must notify the Dept of who it was sold to. If it just closes down, its policies were likely sold to another company, the Dept will have to be notified of that as well. Contact the TN Dept of Insurance and inquire there.
Doing a google search - mergers, aquisitions - it's now owned by AIG http://www.americangeneral.com/lifeinternet2000/careerweb.nsf/contents/index