Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.
I doubt it. He/she is probably no longer in your household, which is generally the boundary of your policy.
Sounds like you have a permit. If so your parents policy will cover you and you will need to added their policy when you get your drivers license. Some companies require for all people in the household 14 or older to be listed. Contact your company for more details. As long as you don't live in the household, and you can borrow their car, their insurance policy will follow the vehicle.
Its probably not a law that you have to your child to an insurance policy but it may be part of the contract between the insured (yourself) and the insurance company. The application and policy make up a legal contract for your auto insurance. In this contract you agree to notify the insurance company of any and all drivers and household members and you agree to pay the premium. The insurance company agrees to pay claims for the coverage you purchased and to defend you in court should the need arise. The reason the insurance company wants to know about your child (all household members) is because if you are in an accident they need to know how many people from your household may be in the car so they can charge enough to cover the medical expenses of all insureds. Insurance companies are regulated state by state so your state may have different rules as to what the insurance company can require to sell you an insurance policy.
Yes. Any member of the household would need to be listed on the policy.
If it is a licensed driver and in your household, then they should be added to your policy.
Yes they can. Two people may have an insurable interest in a car and thus have a policy each.
There are many different kinds of insurance policies. Read the policy and find out what the terms of the policy are.
Yes, all household operators should be listed.
People compare insurance rates for a couple of different reasons such as to ensure that they are getting the best policy for the price and to save money as well.
The will has no relationship to the insurance policy. The Policy is a contract between the insurance company and the insured and does not become a part of the estate.
They should unless you have excluded them. It is best to have all household members on your policy.
Yes, any resident of the household should be added to the policy.