Your are insured. I just called 3 agents. Progressive, Geico, and all-state.
Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!
As long as you have a license. The insurance follows the vehicle, not the driver.
Although it depends on your insurance, the driver is covered if driving with your permission.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
If your child has a license the insurance on the car will probably cover it. The company can take the position that they were not supposed to be driving it and are not covered in which case it would come back to you because the child is underage.
Only if the car you are riding in has insurance coverage.
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..
Whether the drivers injures are covered under the insurance depends on the type of insurance carried. It also depends on if the wreck was their fault or not.
you must have your own insurance on the vehical to be covered, if you did not have insurance you are braking the law and therefore no there is now way out.
typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........