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Are you covered by your family members insurance when you use their car?
No
Do you need to have car insurance when you have a learner's permit?
Yes, it is illegal to drive without car insurance. You may be covered on your family's insurance plan, however, so I would discuss it with them.
If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Are you covered by a family member's insurance when driving their car in Georgia?
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
If you loan your car to a step-child who does not live with you will the insurance company cover in case of an accident?
Anyone you give permission to is covered on your policy. Family members are certainly covered, even step children no living with you. Do not use this availability as primary insurance for them though. They should be listed on the residential parent's policy.
If person not covered in insurance policy recks car is car repair covered by insurance company?
nope
What happens when you are driving a family members car and hit the same family members other car but you are not on their insurance?
If you are a permissive driver (given permission to drive the vehicle by the named insured), your accident would be covered under the owner of the car's policy. The insurance follows the vehicle, not necessarily the driver. You might want to check the owner's policy. I've seen a clause that specifically excludes damage caused by another vehicle insured by the same person.
Why is your boyfriend's car insurance company asking for a copy of your own car insurance declaration's page and drivers' license number and date of birth and name?
Because they have found that you both are at the same address and your boyfriend has not scheduled you as a covered driver on his insurance policy. All auto insurance contracts require disclosure of other household members and that the insured declare these other household members as covered or not.
Does a person need insurance or just the car?
If you own a car and buy insurance to cover it, you are covered although the insurance is on the car. You can allow other people to drive the car and they will then be covered even if they don't have insurance.
If you get a new car and you have insurance on another car is the new car covered or not?
It is not automatically covered. You must call your insurance company and add the car to your policy.
Is your car covered if the driver does not have insurance?
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
Are passengers in your car covered by your bodily injury liability insurance?
passengers in my car should be covered since the california car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance
