The insurance will not stand if some one else was driving the car, in Florida.
Their insurance would be primary and your insurance would be secondary, generally speaking.
Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.
No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.
The driver's insurance will take the lead, if something extra is needed, the person who owns the car's insurance will be secondary. Both will be involved to some extent.
the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
Primarily it is the other persons car but your policy may have coverages available.
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.
the persons who car you were driving
If the other driver is 100% at fault his will. If you are at fault both yours and the owner's car insurance are potentially on the hook, yours for driving negligently, the owner's for negligence in entrusting their vehicle to a negligent driver, among other things.
Yours