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If the occurrence is not a traffic accident then it will most likely be a comprehensive claim and therefore if you have comprehensive coverage then you will pay your comprehensive deductible. The comp deductible is usually the lower of the two deductibles.

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Q: Who pays the deductible if it's not an accident?
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Related questions

Who pays the deductible if someone hits your car?

The identified third party at fault is responsible for paying the deductible in the event of a motor vehicle accident.


What type of coverage usually pays 100 percent with no deductible applied up to a specified dollar amount?

accident


Both parties in accident have geico ins. who pays for deductible?

If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.


If you have an accident before the deductible is lowered but the claim is not filed until after which deductible applies?

The deductible at the time of the accident not the time of claim.


Difference between a deductible and a premium?

A premium is the amount of money you pay the auto/health insurance company monthly, quarterly, or biannually whether or not you get in an accident or go to the hospital. The higher your premium the lower your deductible, and the lower your premium the higher your deductible. A deductible is the amount of money after you get in a car accident or visit the hospital before your insurance company pays anything. After you have met your deductible the insurance company covers the rest of the expenses.


What if a part was stolen from the car who pays the deductible?

you


Who pays the deductible when the other person is at fault?

There is not deductible with liability insurance coverage. Liability pays the party who is not fault for their damages without a deductible. If you were at fault collision would pay for damages to your vehicle but you will have a deductible of whatever you selected when you purchased the insurance policy.


If you are at fault in an auto accident do you have to pay the other persons deductible?

No, you have to pay your deductible.


If an employee hits a pole who pays the deductible?

The employer


Do you have to pay a deductible if your car is involved in a hit and run accident?

If the party who caused the accident is not located, then you probably will have to fork over your standard deductible.


Do you have to meet a deductible before Medicare pays for an eye exam?

do you have to meet a deductible at the first of the year for an eye examine?


Does your auto insurance deductible cover your car and the car that you hit in an accident?

You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.