You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.
Yes you do. It is still considered an accident and it will affect your payments as well.
This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.
If your policy contains a Deductible clause then yes you will have to pay your deductible.
No, they don't pay your deductible and neither do you, a deductible does not apply to a hit and run.
A common use of the term is when a car involved in an accident drives off without stopping.
A common use of the term is when a car involved in an accident drives off without stopping.
How about saying "where is the damage to my car?" No damage, no accident.
I believe you are saying one care is parked and is hit by another car that leaves the scene of the accident. If your vehicle has uninsured motorist coverage then the UM coverage will pay to repair your vehicle less your deductible. If later a witness or the offender turns himself in and your company had already paid, the other party will reimburse the insurance company and they will reimburse you for your deductible.
No. But they won't pay for it of course. =)
Since you don't know who hit you, then you can't recover.