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What else can I help you with?
Does your auto insurance deductible cover your car and the car that you hit in an accident?
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
If you hit a parked car and the damage is over your deductible how does that work?
If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.
If you have full coverage auto insurance and you damage another vehicle and not yours do you have to pay a deductible?
It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.
If you hit an object on the freeway and caused damage to a friend's car can you be held liable for the damage or deductible in CA?
More than likely, yes. The car was the responsibility of the person driving it at the time of damage, regardless of the circumstances. You are NOT liable for any part of the damage (including deductible) as long as you are driving with your friend's permission. No, you are not responsible for the damage.
Will insurance pay if you hit a pole and damage your car?
Yes; as long as you have collision coverage for your vehicle. You will only be out of pocket for your deductible.
If your car was hit while parked do you have to pay the deductible for the repair?
This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.
Do you have to pay the deductible if you hit another car?
If your policy contains a Deductible clause then yes you will have to pay your deductible.
If your car gets hit by a customer in your company parking lot. A hit and run. does the company have to pay your deductible?
No, they don't pay your deductible and neither do you, a deductible does not apply to a hit and run.
If you hit an animal and damage your car is that covered under collision or comprehensive?
I can answer that ! Comprehensive!
Do you have to pay the deductible when your car is damaged by a hit and run driver if you don't have uninsured motorist coverage?
If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.
If your parked car was involved in a hit-and-run with damage less than your deductible and you filed a police report do you have to notify your insurance?
No. But they won't pay for it of course. =)
Do you always pay deductible if your car got hit in your driveway during the night and you don't know who hit you?
Yes, this would be covered with your uninsured motorists coverage and all uninsured motorists sections have a deductible of at least $250 or higher for the property damage section of the UM coverage. If later on the person admits or some way it is discovered who hit the car, then you would get your deductible back when you company was reimbursed by the person or their insurance company.
