I believe you are saying one care is parked and is hit by another car that leaves the scene of the accident. If your vehicle has uninsured motorist coverage then the UM coverage will pay to repair your vehicle less your deductible. If later a witness or the offender turns himself in and your company had already paid, the other party will reimburse the insurance company and they will reimburse you for your deductible.
You do.
The car that was moving when they struck each other...
your car is parked unless you have someway or another had the car in drive while you weren't in it then how can you pay for damages you did not incur and if you weren't parked in a no parking zone or a handicap spot then the person who hit you is responsible for all damages because they weren't paying any attention
The driver of the car that was driving when the accident occured. The owner of the parked car should not be responsible unless the car was parked in an illegal place or position.
The homeowner pays in most locals.
if it there fault there insurance pays
Generally speaking, the driver in motion is considered to be at fault when a parked car is hit, even if the car was parked illegally. The exception to this would be if the car was parked in a dangerous, hard-to-see location and the driver in motion could not have reasonably avoided hitting it. For example, if a car is parked on a sharp curve in the travel lane of a narrow road, and the driver of a car driving around the curve at the speed limit would not be able to see the parked car until too close to it to avoid a collision, then the driver might not be liable for damage to the parked car, and indeed the driver who parked the car might be liable for damage to the car that hit it.
AnswerAs long as your vehicle was parked legally and you were able to obtain the other vehicle's insurance info, the driver of the other vehicle's insurance co. is resposible for all your damages.
The other person pays.
she does
It's difficult to imagine circumstances in which the owner of the parked car could be considered to be at fault. Almost always, the driver of the moving car will be found liable. Even if the car was not parked properly, the driver of the other car generally will have had the "last clear chance" to avoid hitting it.
It pays to another party if you injure them or damage their property.