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Where do I get help to pay for my car accidents and insurance in hit and run?
Wiki User
∙ 13y ago
Generally, you cannot, in the absence of collision or uninsured motorist coverage. If the hit and run driver is eventually identified you may be able to sue them personally.
Both collision coverage and uninsured motorist coverage are "first-party" coverages, meaning that they cover your own vehicle.
Collision coverage provides property damage for your own vehicle irrespective of fault for the collision. It is normally subject to a deductible, meaning there will be an amount that you will have to pay out of pocket. You will have to check your policy, or with your insurance agent, to see if you have the coverage, because it is generally not mandatory. That said, if the vehicle is financed, the entity through which you financed it may have required that you get collision coverage to protect the collateral. If you did not, the company that financed the car may have obtained "force-placed" coverage for you and charged your account the premium for it. Therefore, you should contact the finance company and determine if it did and if so, get the specifics on the coverage so that you can make a claim.
Uninsured motorist coverage provides benefits to you if you were injured (usually there is a requirement of permanency, but state law controls) by the negligence of an uninsured driver. It does not provide any property damage benefits, so depending upon the damages that you sustained, it may be moot whether you have it or not. If your state requires you to maintain liability coverage on your car, it will generally also require that your insurer have offered you the chance to buy or to waive the purchase of uninsured motorist coverage.
Wiki User
∙ 13y ago
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If i hit my dog with the car is the dog covered by insurance?
if you have pet insurance that covers accidents then the insurance will pay
You have no collision coverage and was hit by another car what can you do?
Collision coverage covers accidents you are at fault for. Their insurance should pay for any damages to your vehicle.
What if you hit a car and there is no damage to your car?
The insurance will pay for the car you hit.
What is uninsured insurance?
In auto insurance, 'uninsured insurance' refers to a type of coverage for accidents caused by a motorist without insurance or hit-and-run accidents in which the driver who caused the wreck cannot be identified. In other words, your insurance may cover the cost of damage to your car, medical expenses, and other expenses. http://www.superpages.com/supertips/what-is-uninsured-or-underinsured-motorist-coverage.html
What do you do if you hit a car in a dealer's lot?
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
If you hit a wall does your insurance go up?
Most likely yes. All accidents for which we are at fault can effect our insurance rates.
How do you find out if the car you hit has car insurance?
You do not need to know if the car you hit has insurance if you were at fault. It would not matter if they have insurance because you as the at fault would be responsible for the damages you caused.AnswerIf the owner of the car presented you some documents stating that his/her car has an insurance.
You were hit in the side of your car by a car backing out of a parking space they claim they did not see you due to large car parked beside them who is at falt?
Most insurance companies treat accidents in parking lots as 50-50. You will most likely be responsible for the damages to your car. Sorry.
My car was hit while being parked do i have to have insurance for it to be fixed Or does the person that hit my car insurance pay for the damages?
The other person pays.
What type of insurance is needed if you hit another car?
Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.
What happens your car is totaled?
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
What type of insurance will pay for damages if you hit a tree?
car insurance
