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Homeowners will pay to replace your siding when your siding is damaged by a sudden event. Sudden events include: fire, theft, vandalism, hail, wind, rain, snow, explosion, civil riot, and more. Siding is attached to the home so it is covered under Dwelling coverage. If your siding is damaged because of wear and tear over time, your insurance policy will not pay to repair or replace your siding. The loss must be sudden, unexpected and unintentional.
What else can I help you with?
Does home owners insurance cover an individual if they are helping someone and get hurt in the process?
No, homeowners insurance is not a replacement for health insurance.
Does home owner insurance policy cover asbestos removal?
It really depends on your insurance co., Auto Owners Ins. doesn't cover asbestos removal, just found out today after my aluminum siding was damaged in hail storm and seen that I had asbestos siding under it and said they don't cover it.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does your home owners insurance cover your foundation?
No.
will a homeowners policy cover bad Masonite siding that has been installed?
Not sure what you mean by "Bad Masonite siding"?.. If you mean they did a "bad job" installing the siding. No, Homeowners insurance does not cover poor quality or workmanship of the contractors we choose to hire.
Does homeowner insurance cover damage to aluminum siding?
Yes, as long as it was a covered loss. 4lifeguild
Does home owners insurance cover vandalism?
I beliieve it does.
Does home owners insurance cover a replacement tree that was 100yrs old?
It just depends on what type of policy you purchased and what coverage you have. Some policies cover shrubs and trees while others just cover the structure and owners liability. If you have a broad homeowners HOC or "All Risk Policy" then it probably will.
Does home owners insurance cover water damage caused by the neighbor?
cover
Does home owners insurance cover lost jewelry?
Only if you had your jewelry appraised and included it onto your home owners insurance
If your tree falls on someone elses vehicle will your home insurance cover it?
You home owners liability insurance should cover it.
Does home owners insurance cover generators?
Your homeowners insurance covers your home structure.
