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What should you do if your insurance already paid a hit and run claim and the driver who did the damage was discovered?
Wiki User
∙ 20y ago
Let your insurance company know who the at-fault driver is, and let them initiate subrogation (a fancy term for: "Give us our money back."). If the at-fault driver is being charged, your carrier will likely turn over supporting documents to the D.A. assigned to the case, who will request restitution be paid (this should include your deductible, if one applied). What you can't do is sue the at-fault driver for all the damages and expect to keep your insurance settlement as well. It's one or the other.
Wiki User
∙ 20y ago
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Does a driver have to have car insurance if the car they are driving is already insured?
No.
Driver told that car is insured under owners policy Crashes it and it turns out there is no insurance for the vehicle. Drivers insurance pays for damage to 3rd party Who pays to repair the car?
It is always the at-fault party's responsibility to pay for the damage they cause in an accident. Insurance is a transfer of risk from the driver to the insurance company, but if the coverage (collison) does not exist on the car, then the driver will be responsible to pay out of pocket for the damage.
Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?
Insurance follows the vehicle, not the driver.
Does car insurance cover car damage when driver fall a sleep at the wheel?
Full coverage generally means it doesn't matter what caused the damage. But if the driver is at fault, he/she will be liable for possible criminal charges and future insurance rates will be higher.
What does the term 'insurance collision' mean?
Insurance collision is a form of automobile insurance that covers physical damage. In most situations the insurer pays for the insured injuries, damage to the vehicle of the insured, and if the insured is at fault it pays for the damage to the other vehicle, and the other driver.
If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage?
Insurance follows the car, not the driver. So as long as the automobile is insured, so is the driver. Just make sure the driver has a valid driver's license.
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
Which insurance company pays if one car has no damage?
The Insurer of the at fault driver pays for the accident.
If a driver hits a pedestrian and does NOT have insurance what options do they have?
Do the right thing and pay for the damage you caused out of your own pocket.
Can you claim for damage to your car by another driver who is at fault without having car insurance yourself?
Yes
Will insurance cover my car damage if I loaned my car to an unlicensed and uninsured driver?
My insurance canceled uninsured person hits someone in rear what happens to me
