Yes
Motorcycle insurance is by far cheaper. The reason being if you hit another car with a car you can do some serious damage even kill people. Now if you hit a car on a motorcycle you will probably only kill yourself. Insurance companies could care less about the damage you do to yourself, so they charge less than car insurance.
good way to get hit with an insurance fraud charge
Third party insurance basically protecting yourself from the actions of another persons. It covers the damage you caused to a third party only - injury, death, and/or property damage caused to a third party in the event of an accident caused by the use of the vehicle.
you will have to pay for the damage and/or the injury costs of whoever was involved (including yourself)
PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.
I assume that you mean his bicycle and not a motorcycle or motor scooter. If you mean bicycle the answer is no, your auto policy will not cover the damage to the other persons vehicle. Your homeowners insurance may have coverage that would take care of this type of damage. I would recommend that find out what it will take to repair the damage and attempt to pay for it yourself without having to make a claim on your homeowners insurance. You want to try to not make small claims on your insurance if at all possible.
it's totally your fault ,you wanted to drive the car without insurance, now you have to pay yourself for damage of your car,also have to pay for the other car ,which is damaged by your car,that's why car insurance is most important things now a days,i will say ,take car insurance,and don;t repeat this mistake again
1. House structural damage 2. Physical/Bodily harm 3. Vehicle damage Way on how to protect yourself from these hazards: live in an area where earthquakes are uncommon and when they occur they are weak in power and potential. Also have good car insurance, health insurance, and house insurance.
It pays to another party if you injure them or damage their property.
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
Without anything damaged, lost or stolen there is nothing to claim.
No, unless the damage was caused by another person being negligent by letting their pet loose to cause damage to another's property.