it's totally your fault ,you wanted to drive the car without insurance, now you have to pay yourself for damage of your car,also have to pay for the other car ,which is damaged by your car,that's why car insurance is most important things now a days,i will say ,take car insurance,and don;t repeat this mistake again
The first time is one time too many. If you do not carry insurance, which is the law, then you should not be driving. Insurance covers the event of accident and protects those who might be in an accident with you.
the insurance of the person responsible for the accident
The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.
It should, if you let someone borrow your car, coverages should apply.
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
Then you where not covered. You are personally responsible for all damages you incurred unless the accident was not your fault. You should not have been driving a car without insurance. You now must pay for that mistake. Learn from it.
it can be dangerous because you could get in a accident and die. Even without driving, drinking is bad for you
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
Usually yes. It depends on the brand of insurance though. You should check with your provider to be sure.
You should stop driving immediately. It is illegal to drive any vehicle without meeting your state's Financial Responsibilty Requirements. Stop driving! If you still didn't have insurance when you got into your second accident, they'll probably suspend your license and if you're then caught driving they'll throw you in jail. If you can't afford insurance you can't afford to own a car!! Based on your driving record thusfar you need full coverage!!
Hire a lawyer & prepare to be sued. Answer, first you will be fined for driving without insurance, then you will get the long arm of the insurance company up your butt and will be sucked of all your money, and will most likely have to file bancrupcy ... then start all over ..