Do the right thing and pay for the damage you caused out of your own pocket.
Then the driver would assume all liability for the accident - including monetary damages.
No. They are two totally different types of insurance.
The mother is liable
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Hopefully, no one needs to get sued; that's what insurance is for. Unless there are special circumstances, like the son lent the car knowing the driver was unfit or unqualified to drive, the actual driver would be sued, regardless of insurance. The driver took responsibility for the vehicle and committed the act, so he or she is directly liable.
If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).
The driver. As much as it sounds absurd, if a driver runs over a pedestrian he is always at fault.
Answer it will if you have full accident insurance Answer only if you have full coverage. Actually, it depends on whether or not the deer was in a pedestrian crosswalk. If it was, then your insurance will cover you as stated. However, if the deer was not in a crosswalk, then the deer's insurance will be liable.
You go through the at fault driver's insurance carrier.
Time to sue.
Only if the truck driver was at fault.
If a driver hits a fire hydrant on private property, then he or she is to blame. The hydrant is a stationary object that the driver should have been able to easily avoid. It is likely that, even with insurance, the driver will have to pay for any damages.