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Answer it will if you have full accident insurance Answer only if you have full coverage.

Actually, it depends on whether or not the deer was in a pedestrian crosswalk. If it was, then your insurance will cover you as stated. However, if the deer was not in a crosswalk, then the deer's insurance will be liable.

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Q: Does car insurance cover you if a deer hits you?
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Who is responsible when someone else hits a deer with your car?

If the person stole your car, they are responsible, obviously. Other than that, the insurance company will cover the damage if you have Comp coverage (you will be responsible for your deductible). You are ultimately responsible because you are the owner of your car and you let someone else drive it. You can't sue the deer.


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