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No. They are two totally different types of insurance.

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8y ago
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8y ago

No,, Homeowners insurance does not cover automobiles nor auto accidents. That's what Auto Insurance is for.

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Q: If a driver hits a pedestrian and does not have adequate car insurance but does have adequate homeowner's insurance will it cover the accident?
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What happens when a pedestrian is hit by someone who does not have adequate insurance?

AnswerThe victim has the right to file a lawsuit for any expenses incurred that was not covered by insurance. The victim can also file a claim with their own automobile insurance for medical costs and uninsured/under-insured motorist coverage. Your best bet? Hire a lawyer. Even the most straight-forward pedestrian accident can get complicated quickly.

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Who writes homeowners insurance for people with poor credit?

There are many fine companies that can provide you with a homeowners insurance policy even if you have poor credit, You may not qualify for All Risk coverage or the Cadillac plans but you can still find adequate coverage. Just do a search on your your favorite Internet search engine, or call a local agent and ask about basic, or level 1 coverage if price is an issue. You may also want to consider contacting an independent agent or an insurance broker that has access to surplus lines insurance markets.

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Do we need special accident or health insurance riders to cover our sons attending summer football camps?

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