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What kind of insurance policy can cover a person driving a car that is not theirs?
Wiki User
∙ 18y ago
Fully comprehensive cover will allow you to drive others peoples cars, with their permission, but only on a thrid party basis, and you have to be over 21.
Wiki User
∙ 18y ago
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If you are not the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?
i'd say both you not that much but who wrecked it is the one to put the blame on The insurance is for the car regardless of who is driving. It will be the first to pay. If it doesn't cover enough, the person driving can be tapped for the remainder. If the person driving does not have a license, the owner of the car has to pay out of their own pocket. The insurance company does not have to pay.
If a driver is driving a vehicle that is not theirs and gets a ticket with 2 points does the vehicles owner get a higher insurance payment?
yeah
Is a non covered driver on your insurance covered if he is involved in an accident?
You need to read your contract, in most states any legal driver over 25 is covered on any policy and on some policies cover everyone with A valid license. Also if the person is using your insurance to cover damages they caused, You can sue them for costs. The policy is yours not theirs.
Is there a way to get the name and phone number of an insurance Co when all the information you are given in an accident is just the policy number?
Not without calling hundreds or thousands of insurance companies to ask if that policy number is theirs. If you have any information about the other driver, your best bet is to call them to find out who their insurance company is.
What auto insurance companies allow 17 year olds to get their own insurance?
Almost every auto insurance company requires your parents to sign your policy or for you to be listed under theirs. There are no known insurance companies who will insure a 17 year old by themselves.
What is the basic policy of Berkshire Hathaway?
Berkshire Hathaway is a holding company that owns different insurance companies as well as other various companies, or is a major investor in them. Basically their policy is to make money for stockholders...lol. But I think you where probably refering to an insurance policy, so it would just depend on which insurance company of theirs you are talking about, and even then they dont have just one standard one.
Is it legal to turn off someone else's car insurance without their knowledge?
There's probably more that you are not telling us in this question. If it's your car insurance, then no, the insurance company will send you a cancellation notice before cancelling your auto insurance. If you illegally have your car on someone else's policy, didn't pay them, and they removed your car from their policy then yes. The only thing is they never should have put your car on their policy but that is as much your fault as theirs. An individual has no requirement to notify you when they decide to make a change on their insurance policy.
Person rents a vehicle and denies rental company's insurance drives off without any kind of insurance theirs or personal and hits you If you don't have UM who's liable?
The person who is at fault in the accident is liable for the damages. If they have an insurance policy to pay on their behalf then the at fault person may not have to pay out of their own pocket for the damages. However if the at fault person has no insurance then they are personally responsible for the damage caused. In the case where the at fault person has no coverage and the not-at-fault party did not carry Collision or UMPD coverage then the only option may be to take the at fault party to court and attempt to get them to pay. Good luck.
Can you get insurance without a driver's license?
theirs no need to because you cant drive so theirs no need to get insurance Depending on the jurisdiction where you live, you can get car insurance in case of fire or theft even though you can't drive it.
Should you report a person that is driving a minor child around with a car that is not theirs with a fake tag no registration and no insurance?
I would say yes but it's a matter for the police in your area as they are probably violating several laws. Most importantly they are endangering the child as well as everyone else on the road.
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
You are driving a friends car but your car has insurance and his car has his insurance will you be covered?
Your are insured. I just called 3 agents. Progressive, Geico, and all-state. Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!
