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You need to read your contract, in most states any legal driver over 25 is covered on any policy and on some policies cover everyone with A valid license. Also if the person is using your insurance to cover damages they caused, You can sue them for costs. The policy is yours not theirs.

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Q: Is a non covered driver on your insurance covered if he is involved in an accident?
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Related questions

If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


If you borrow a motorcycle and have an accident are you covered on their insurance?

Only if you are a named driver on the policy.


What if the person who hit you does not have a license but has insurance?

If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident.


If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?

Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.


Do you have to add your children to your auto insurance once they have their driver's license or can you add them after they have an accident?

if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident


Does a driver that is involved in an accident believe they r at fault?

Some do. I work for an insurance company and many will take ownership of the accident.


Is at fault driver responsible for her cosmetic bumper repair in minor accident?

Actually, this will be covered by your insurance co.


How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?

It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.


If a vehicle that has been stolen is involved in a car accident and is at fault whose insurance will cover the damage to the second vehicle?

The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses


Is a non covered driver on your insurance with a learners permit covered if he is involved in an accident while driving with the owner of the car?

Subject to any policy exclusions if they had the owners permission then they more than likely will be considered an insured driver, for the purposes of this question. They of course will need to be listed as a driver on a vehicle in the house hold, (if not immediately, will depend on the rules of your area/insurance company, then certainly once a licensed driver)


If you are involved in an accident and have auto liability insurance and the other driver does not what are your rights?

Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?


If an insured driver under the age of 18 is involved in an accident can they claim insurance?

Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.