Assuming that the at-fault driver maintained it at the time of the collision, his/her auto liability coverage would be triggered.
Their own insurance would cover it if they had collision insurance.
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).
It depends on the policy wording (what you purchased with the policy). Most governments require all cars to have basic third party insurance to be legally on the road. Third party insurance covers all property and people damaged or injured by the driver of a car if that driver is at fault - the "people injured" will include passengers in the car of the driver at fault. Comprehensive insurance covers all that third party insurance does but also includes the drivers car and the driver, even if the driver is at fault. The insurance companies covering the two cars will work out between them which insurance pays for what. Basically passengers, bystanders and drivers not at fault will get paid out by the insurance of the driver who was at fault. However injured passengers should pursue their claim against both drivers (let the insurance companies courts decide who pays in the end) individually. They need to get their own legal representation - get their own attorney /solicitor. THEY WILL NOT BE "LOOKED AFTER" they HAVE to claim for themselves.
There is no such product
They can pursue him civilly, and the not at fault driver can also sue for damages.
The other person's insurance covers damamge if it was their fault.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.