Wiki User
∙ 10y agoIt depends on the policy wording (what you purchased with the policy). Most governments require all cars to have basic third party insurance to be legally on the road.
Third party insurance covers all property and people damaged or injured by the driver of a car if that driver is At Fault - the "people injured" will include passengers in the car of the driver at fault.
Comprehensive insurance covers all that third party insurance does but also includes the drivers car and the driver, even if the driver is at fault. The insurance companies covering the two cars will work out between them which insurance pays for what.
Basically passengers, bystanders and drivers not at fault will get paid out by the insurance of the driver who was at fault.
However injured passengers should pursue their claim against both drivers (let the insurance companies courts decide who pays in the end) individually. They need to get their own legal representation - get their own attorney /solicitor. THEY WILL NOT BE "LOOKED AFTER" they HAVE to claim for themselves.
Wiki User
∙ 10y agoThey will if your policy was in force during your loss.
The benefits of Fleet car insurance is that you can have four or more vehicles under a single insurance policy. It allows you to manage one policy for all vehicles instead of having a separate policy for each vehicle.
Your own home owners insurance most likely will not... probably an exclusion for damage to your own property from an accident of that nature. If the home your grand daughter lives in has renters or home owners insurance, then that policy will probably cover it.
Travel Insurance - there are four kinds of travel insurance: Travel Cancellation Insurance, Baggage or Personal Effects Coverage, Emergency Medical Care, and Accidental Death
Usually not. Your apartment building will have a master insurance policy in which this is covered under liability. Now, if someone falls inside of your four walls of your apartment, you can cover this under your rental insurance liability portion of your policy. A normal insurance company can get you a policy usually pretty reasonably priced.
Almost all parts of an automobile are covered under the Auto insurance. If you meet with an accident and try to repair your car/bike the insurance company would paid around 80% of the expenditure and you would have to contribute the remaining 20%. This % would vary from one insurance provider to another and also vary as per the kind of policy you have.
Yes, It just depends on the Insurers underwriting guidelines. Some will set a maximum of four vehicles or drivers per policy, others will not
There are four insurance companies based in California. Accident and health insurance companies include Blue Shield of California and State Compensation Insurance Fund. Property and casualty insurance companies include Esurance and CoverHound.
Contrary to belief, standard homeowner's insurance does not cover a home based business. One can get one of four types of insurance to help cover thier home based business, endorsement on homeowners insurance, in-home business policy, business owners policy, and commercial package policies.
Try to get an accidental death policy. They are usually pretty liberal with the underwriting. You can also buy a small whole life or burial policy from an insurance company that only asks four to six underwriting questions.
Declarations, Insuring Agreement, Conditions, and Exclusions. Many policies will also have an attached endorsement part.
In insurance speak, personal accident insurance is defined as an unintentional accident due to external, violent and visible means. Personal accident policies cover you for one or more of four contingencies in the event of an accident: death, permanent total disability, permanent partial disability and total disability. In the event of such contingencies, a personal accident policy will provide for payment of a lump-sum, either the full sum or a percentage of it. Besides death due to natural cause, personal accident policies don't cover disability or death due to: 1. War and nuclear perils, civil disorders, flying in an aircraft as a pilot or crew member, and breach law with criminal intent. 2. Driving or riding in any kind of race, playing professional sport, intentional self-injury, suicide, pregnancy, sickness or disease. 3. Any existing disability. 4. Any injury sustained under the influence of liquor or drugs.