P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
Is driving without insurance
If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.
Only if the driver was responsible and only for his liability
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
Only if the truck driver was at fault.
No direct answer, as this all depends of the level of cover of the insured driver.
The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.
As far as states go I know in Utah it is the vehicle not the driver that is insured.
Comprehensive coverage does not apply to the driving of a car. It should be covered.
No, if the other person is driving the uninsured vehicle, then that person is still covered by their own policy. But, if you AND the vehicle are uninsured, then it doesn't matter who's in the passenger seat.