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If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.

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Q: If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?
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Can you file a lawsuit against the state if an uninsured motorist wrecks your vehicle?

No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist.

If an uninsured driver with no license wrecks your car even though the wreck was caused by the other driver what happens?

The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.

What will happen if an uninsured licensed driver wrecks your car on public property and you have insurance?

If your insurance covers someone else driving your car, no problem. If not, it's your car and you are legally responsible for whatever damage there is. In other words, you are responsible because you loaned him the car.

What happens if an underage driver takes his friend car and wrecks the car?

The underaged driver's parents are responsible for the damage to the car.

If a non insured driver wrecks a car trying to miss a deer on the highway and dies and the car belongs to insured person with full coverage should the insurance pay for the funeral and expenses?


Is the cosigner of a vehicle responsible for the negligent operation of the vehicle?

No. A cosigner is just responsible for paying it off if the negligent driver wrecks it and and can't work to make the payments.

Seventeen unlicensed driver takes car without permission and wrecks it what will he be charged with and who is responsible for the damages?

Are you sure that that's driver and not just a queer example of nondriver? Yes I am sure it is driver

Do you have to have insurance on a repossessed vehicle?

No. It's insured by the repossesor. Matter of fact if he wrecks it he has to pay.

What if a driver with a suspended license wrecks your car and isn't a listed driver on your insurance?

That driver will need to have insurance. You need to call your local agent and ask him this question. You may or may not be covered, and may or may not be responsible for damages. You are truly on a slippery slope.

Who pays loan if a friend wrecks an uninsured vehicle ATV?

who ever's name is on the note. you may have to take them to small claims court.

What does irresponsible driver mean?

It means that the driver is not a responsible driver. Does not hold him/herself accountable for his/her actions while on the road. Drivers like this often cause wrecks or dangerous situations to happen while on the road. Drivers like this should never have received his/her license and probably got it out of a cereal box.

If an uninsured driver wrecks an insured vehile what happens when it is consider no one's fault in the wreck?

This is often a means for the insurance company to cash in on both sides of the claim. If the uninsured driver caused the collision then they need to be charged by the police or the party who was hit needs to request charges pressed against the party at fault and this needs to go through court, in the mean while the insurance company needs to be told that they cant proceed until the trial is completed and a judgment handed out by the courts. In the case of one State or Province having one insurance company this is often done to settle claims faster and double end the cost to two drivers or two insured parties. There is no such thing as a no fault motor vehicle incident, someone is always at fault and the police should be involved so that no one gets hosed by the insurance company. Dont settle call a lawyer