This is often a means for the insurance company to cash in on both sides of the claim. If the uninsured driver caused the collision then they need to be charged by the police or the party who was hit needs to request charges pressed against the party at fault and this needs to go through court, in the mean while the insurance company needs to be told that they cant proceed until the trial is completed and a judgment handed out by the courts.
In the case of one State or Province having one insurance company this is often done to settle claims faster and double end the cost to two drivers or two insured parties. There is no such thing as a no fault motor vehicle incident, someone is always at fault and the police should be involved so that no one gets hosed by the insurance company. Dont settle call a lawyer
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
Only if the truck driver was at fault.
No direct answer, as this all depends of the level of cover of the insured driver.
The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.
As far as states go I know in Utah it is the vehicle not the driver that is insured.
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
Is driving without insurance
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.