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Does insurance pays for a comprehensive insured car driven by an uninsured driver?
Wiki User
∙ 13y ago
Comprehensive coverage does not apply to the driving of a car. It should be covered.
Wiki User
∙ 13y ago
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Can a uninsured car be driven by a insured driver?
Insurance is purchased for the car, not the driver. Until the car has been insured it cannot be driven by anyone. Note that most states do allow a short grace period after you purchase a car in which it can be driven without insurance to let you purchase insurance and handle title/registration paperwork. This grace period does not apply to a car that you have either allowed the insurance to lapse or have removed its insurance. If you already have another car insured (which it appears you do) and wish to drive a car that is not currently insured, contact your insurance agent and have them temporarily transfer the policy to the other car.
If a car is not being driven do you need to keep it insured?
If a car is not being driven you do not need to keep it insured. However if your car is damaged while uninsured you will not be compensated.
If you have an insurance policy to drive any vehicle would you still be insured to drive a car that is not insured by the owner?
The answer is "it depends." I know of no insurance companies that issue policies "to drive any vehicle" ... automobile insurance, at least in the USA, is based on the car being driven. In that case, the insurance is actually on the automobile, not on the driver. Therefore, an uninsured car would not be insured regardless of the driver. There may be exceptions, depending on the underwriter and the particular policy involved.
Will an uninsured licensed driver be ticketed when driving an insured car in an accident?
Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it is found being driven by an uninsured driver. It is the responsibility of the vehicle owner to insure that anyone you let drive has appropriate coverage. Unfortunate there is a lot of misinformation out there from laymen that erroneously informs people that anyone who drives the car is insured. This is simply not true. Your will have to see your policy definitions for a covered driver or contact your insurance agent for clarification of when a driver is considered covered under your the terms of your auto insurance policy.
Do you have to have insurance if your not driving your car?
You should either keep comprehensive coverage on the vehicle (fire/theft), or suspend the policy while not driving the car. It is becoming increasingly difficulty to insure vehicles that you cannot prove were not being driven uninsured.
Is it mandatory to register an uninsured vehicle sitting in a driveway in Florida?
If the vehicle is not being driven you are not required to have insurance. Many people however, do still carry, comprehensive coverage on the ''parked or garaged'' vehicle. This coverage protects you from theft, weather, fire, vandalism etc.
If a vehicle has no insurance but you have fully comprehensive cover on another vehicle is the non insured vehicle covered to be driven?
If it's your vehicle then no. You have to add the other vehicle to your policy, otherwise it is not a covered vehicle. If it's a temporary replacement vehicle then coverage may be afforded under your own auto insurance policy.
Can you get auto insurance with no vehicle registered in your name?
If you OWN a car it can be insured.If it is to be driven it must be registered correctly for the insurance to be validI have an antique sports car that has not been driven or registered for two years, but it is insured.
Can an insured car be driven by an uninsured unlicenced driver with permission of the owner?
I can give permission for my 5 year old to drive my car, doesn't make it legal or in any way sensible. I don't care who they are, there's a good reason they don't have a license or insurance. Don't let them near your driver's seat!
Does Texas require a car to be insured if it is not being driven?
Texas does not require car insurance if you are not driving it. You will have to insure it when you decide to drive it again.
Can your license be suspended if an auto accident involved your uninsured car driven by my son in law who's insurance excluded the car?
As the owner of the car you're liable as well as responsible for maintaining insurance coverage on your vehicle. If you knowingly allowed your son in law to drive a vehicle which is not insured is even worse. Therefore, yes, your license can be suspended, especially if you're sued and a judgment is issued against you.
Can an insurance company representing a driver who wasn't at fault in an accident go after the lien-holder of the vehicle that was driven by an uninsured driver who was at fault?
Yes. See an attorney, before they sue you.
