assuming you are insured, you still file a claim with your company (again assuming you have collision coverage on your vehicle) they will repair your car under that coverage and attempt to collect or subrogate the At Fault party.....if you are uninsured some states (mine-Missouri) you can file a state report ask for an adm. hearing to determine fault for the loss and get a judgment for that loss........beware however if you are uninsured and your state requires insurance (don't they all?) you're busted too......
your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......
First, be sure that you have property damage coverage under your uninsured motorist as well as bodily injury. Then, be sure that you have filed a police report. If you have both of these things, there is a good chance you have coverage, but the final determination is up to the company.
The uninsured driver, assuming they are at fault, can expect to be pursued civilly by either the other driver's insurance company or the other driver. The uninsured motorist can be sued for damages and any other expenses incurred as a result of the accident, including court costs.
In case of an accident with a property damage of $750 or higher, each driver must file a report (SR1) to the:
1. Leave vehicle where you were hit. 2. Call the police 3. Exchange info with other driver 4. Get a witness or witnesses as someone saw it happen 5. Police will write a "no fault" report since accident is on private property (in my case, parking lot at work) 6. If police asks you and other driver to "work it out between you" as your rates will go up - be very cautious!!!!! 7. Call your insurance company Accidents happen in parking lots all to often. Even though it is on private property always get a police report and information from the other driver. Be sure to talk to the police officer in front of the other driver and make sure you are with the other driver as they talk to the officer.
if you have collision coverage file under that then your company will subrogate the uninsured driver...if no collision coverage you can file a state report, and/or small claims action.....
you sign a vadalization reportAdded: Vandalism to private property is a criminal offense. Report it to the police.
doesn't matter if an accident was on private property. get a police report immediately. this will be used to determine fault, if any.
"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage.
no, it doesnt
Daughter backed up over halfway, other driver came around corner and hit her, kept going and caused damage to her own vehicle. None to my daughters. Appeared as though the driver attempted to go around rather than stop and wait. No tickets issued. Police did not talk to witness that backs facts up, but stated on the report my daughter hit her. Happened on private property.