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Is an insured driver responsible for causing an accident to an uninsured driver?
Wiki User
∙ 12y ago
well i don't know are they? ''causing'' makes me thing you were the 'At Fault' party, so if what you are asking is, the insured driver (you) were negliegent/at fault for the accident, but simply because the injured party was not insured do you still owe for their damage? yes you do, makes no difference if they were insured or not (now, they might have some trouble come up from this), if they were an innocent and you negligentthen you (your company) owe for their damage......some states may have statues that bar an uninsured driver/owner from recovery, so might check (you need to turn in the claim your adjuster will know) but I've never worked a claim in a state that had this (handled claims in around 15-20 different states i'd guess).
Wiki User
∙ 12y ago
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If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
Who is responsible when a driver with a suspended license in a borrowed insured car hits an uninsured motorist?
If the driver with the suspended license caused the accident then he/she is responsible.
Who is responsible for an accident when car is not insured?
Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.
If an insured driver was driving your uninsured car would their insurance cover an accident?
Only if the driver was responsible and only for his liability
In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?
Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .
If your uninsured truck rolled out of park and hit an insured parked car do you have to pay for damages?
Yes. Even though it was an accident that caused an accident, the owner of the truck is responsible for any damges.
What is covered if an insured driver gets into an accident in an uninsured car?
This would require more information to answer.
If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
If an uninsured driver lives in your house are you responsible if they have an accident?
There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.
How much will your insurance rate go up after an accident with an uninsured motorist?
Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.
Uninsured licensed driver uses my insured car. has an accident are they covered?
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
Can you be sued in an auto accident when neither vehicle was insured?
Yes, of course you can be sued for anything...The fact that neither vehicle wasn't insured does not obsolve the 'at fault' party from being responsible for the damage they caused to the 'innocent'.. (subject to state laws of course regarding recovery by an uninsured)
