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If an uninsured driver lives in your house are you responsible if they have an accident?
Wiki User
∙ 14y ago
There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.
Wiki User
∙ 14y ago
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What can you do if an uninsured driver hits your house?
File a loss notice with you Homeowners insurance Company. You should have no problem getting the damage to your home covered.
Do you have to add your child to your car insurance if they live at a diffent house hold but primary driver of the car?
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
How do you recover losses from an accident when your insurance ran out and the other driver will not accept responsibility?
In this case, the driver is not responsible, it is the owner of the vehicle that is responsible. It is his car and his responsibility to make sure that all drivers of his vehicle are insured when they drive the vehicle. You need to call one of those lawyers who advertise on TV. The owner of the car is responsible and if the driver was excluded from the policy but was allowed to drive the car anyway, you can have his house, car, and all his wages for the next 100 years, and probably the same from the driver. But when you win the case, they'll declare bankruptcy and you'll probably never collect.
How did Pamela die in Full House?
she died in a car crash with a drunk driver
Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?
He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.
Is uninsured driver covered if lives in the house with a insured driver?
Only if you added this person to your policy, otherwise he/she is not covered. Usually, the insurance agent will ask if there is anyone living in your household that would be driving your vehicle. At that point you can add this person to your policy or sign a waiver stating he/she will not be using your vehicle.
Can you parked your uninsured vehicle on the property of the house you are renting?
Yes you can, as long as its not stolen.
In the t.v. series full house how did the mom die?
pam died in a car acciedent.or giving birth. The answer above is half-correct. She died in a car crash; she was hit by a drunk driver, she didn't die giving birth.
What does the good host law state?
Good host law sates that you are responsible for any house guests after they leave your house. If they have been drinking (even a little) and leave and get in an accident, you are liable because they are your responsibility
Are you responsible for carrying car insurance on a driver in your house over 18?
You may or may not have to provide insurance for them if they have their own vehicle but you are responsible for listing them on your auto insurance policy and providing your insurance company with their license information and birthdate.
If you loan your car to a friend and they wreck your car is your insurance responsible?
yes. plain and simple. you lent the car and then they are a permisable driver. As long as they are not n excluded driver or a resident in your house. It depends, if your policy is a named driver & the driver is not named, your policy will not respond. If your policy is a standard auto policy then yes, your policy will respond.
Will an insured driver liability cover intentional damages to uninsured car that is parked?
Yes, as long as the car is parked on private property. Cars stored on private property and not "in service" are the same as any other property, If the insured runs into your parked car our your house the insurance will pay. That's not quite correct. If the damage was intentional, meaning that the driver of the insured car deliberately struck the uninsured parked car, then the at fault driver's insurance will NOT pay because of a clause in the policy that excludes coverage for 'intentional acts' like criminal activity (which is what this is). So the parked car's owner would have to pursue a civil case against the at fault driver and try to collect against their personal assets.
