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Yes, if your own insurance is paying for an accident that you were At Fault for provided you had full coverage and they are paying for your car. If the accident was not your fault, no you will not pay a deductible.

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Q: Is a deductible due when the auto is considered a total loss?
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Related questions

Is collision coverage deductible and tire slashing the same?

No, Tire slashing is considered Vandalism and is covered under the comprehensive portion of your Auto Insurance Policy. Your comprehensive deductible would apply to the loss.

Is the deductible on a condo-owners association insurance policy considered a loss assessment?

It often is considered that and often a person's policy on their personal condo will extend to pay up to $500 of the Association's deductible. Could be less than $500 depending on how much the Association's deductible is and how many COA members there are.

How does the deductible work?

Your deductible is the portion of the loss that you are responsible for paying yourself.

When you wreck a car does the insurance company pay for tax and title also?

If your vehicle it considered a total loss, your Total Settlement Value will include Taxes, Transfer Fees, Deductible and your Loan/Lien. *This is with State Farm Insurance, I am not sure about other companies.

How does your deductible work in home insurance?

The amount of a policy deductible on a homeowners insurance policy is chosen by the policyholder. Your policy deductible is the amount you are responsible for paying before the insurance company will payout for a claim. If you experience a loss to your dwelling or your personal property, your homeowners insurance policy deductible applies. The deductible does not apply to other coverages on the policy. If you experience a loss under your deductible, you will not be eligible for a payout. If your loss exceeds your deductible, your deductible will be deducted from your claims payout check.

When an auto is totaled and the insurer takes the auto and pays the insured the actual cash value of the car at the time of the loss this is an example of?

Total loss payoff

Does homeowners ins have to pay cost over deductible?

The deductible is the part of the loss that the policyholder is responsible for paying before the insurance company pays the remainder of the loss.

What should your Deductible for car insurance be?

Well the higher your deductible, the lower your insurance premium will be. However, your deductible should be something you can afford in case of a loss.

Is a damaged key covered by my comprehensive auto insurance?

Probably not. The main reason is that the cost to replace a key will not be enough to exceed whatever deductible you have. The main issue to consider on any claim is what caused the loss and the claim must be caused by a covered loss.

Do you have to pay taxes on an insurance claim from a house fire?

No. Insurance benefits from a house fire would be considered a swap of assets. You cannot take a deductible loss on your taxes for the loss that was reimbursed by insurance.

What happens if someone gets in a car accident not with another car?

Its considered a collision loss. If you have Collision coverage your car would be repaired less your deductible. Your insurance carrier will also pay for property damage you may have caused in the collision. If the collision is with a animal it could be considered a comprehensive loss.

What is the difference between Franchise deductible amount threshold and annual aggregate according to insurance policies?

Let's say a policy has a 10% deductible. That means that losses less than 10% are not paid. Further, if a loss is greater than 10%, it is reduced by the amount of the deductible. (ie the insurer pays 15% if the loss is 25% of the limit) If a policy has a 10% franchise deductible, that means that losses less than 10% are not paid (same as above). However, if the loss is greater than 10%, it is as if the deductible did not exist. (ie the insurerer pays 25% if the loss is 25% of the limt).