0
Add your answer:
Earn +20 pts
I was in a car accident and my insurance will not provide a rental car even though i have full coverage can they do that?
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
Is Georgia Collision a reliable company?
Most states all have the same type of insurance. Since it is named the same as all of the others, such as Nebraska collision car insurance, I'm sure it is just all the same. They all provide the same type of coverage. It all depends on how much you would like to pay for it.
What does hitting a deer claim be filed under?
Usually Comprehensive. This is the same coverage that will cover a car fire, theft or storm damage to a car.
Does Geico insurance have pet insurance?
No, only progressive does, you also must buy collision in order to get this protection. Please keep in mind that the same deductible will apply for both the dog and the vehicle.
How is a deductible different from a premium?
Both terms relate to insurance, but mean different things. A deductible is the amount of money that the insured has to pay toward a covered occurrence before the insurer's obligation to pay anything is triggered. For example, if an auto policy had a $250 collision deductible, the insured would be responsible for the first $250 in repair costs; the insurer would pay the rest. The theory is the same in the case of health insurance. A premium is the amount of money that the insured pays in return for insurance coverage. In other words, it is the price of the policy. It is generally payable on a monthly, quarterly, semi-annual or annual basis.
What happens when your car starts smoking and catches on fire?
This would be covered by the Comprehensive part of your policy. It usually requires the same deductible as collision coverage, but may be a different amount. Expect the insurance adjustor to be rather suspicious in the case of a fire. For instance, if you have been trying to sell the vehicle for several weeks then one night it goes up in flames, he is going to be wondering if you torched it yourself.
How old does a car need to be to not require full coverage in New Jersey?
Let start assuming by full coverage you mean Comprehensive and Collision coverage is included on the policy. Comprehensive and Collision coverage is always optional no matter how old or new the car may be if you have the title to the car. If you don't have title, meaning it is financed or leased, then your lender most likely will require that you keep Comprehensive and Collision coverage. The decision to have or not have Comphrensive or Collision is a personal one that needs to be based on the value of the car and how much you will have to pay for the Comp and Coll premiums. You also have the choice of just deleting Coll. but keep the Comp. By doing this you would reduce your premiums but still keep coverage for damage covered by Comp. Also consider adding Uninsured Motorist Property Damage if you drop the Coll. By doing this you think that because you are a good driver and unlikely to be the cause of the accident you retain coverage for things that are out of your control and save money at the same time.
Would you have to pay two deductibles if you hit one of your cars with another?
Ordinarily, if both cars were insured under the same auto policy, many insurers waive the deductible on both. This is likewise the case if two unrelated insureds of the same insurer have a collision.
If your parked car was hit and both parties have the same insurance company is there anyway to recover your deductible?
If your vehicle was parked you should not need to pay ANY deductible. If you were not found resonsible for the collision your expenses should be entirely paid by the at-fault driver. If necessary, you may need to take the other driver to small claims court.
What if your in an accident and the other driver didnt have insurance?
This is why you want to have uninsured motorists coverage on your policy. UM will act the same as if the other party had coverage with the exception of a small deductible for property damage. In some states your physical damage may also take care of the vehicle though then it will count against you on your policy. UM is a far better coverage to have in this situation.
Does Texas liability insurance cover if the two cars involved in the accident are register under the same persons name?
Here is the problem with that,"It is not legally possible to be liable to ones self"So no, liability only coverage will not cover damage to your own property, That's what the comprehensive and collision coverage is offered to you for when you purchase your auto insurance. Comp and Collision provides coverage for your own property, Liability provides coverage for property and injury of others.If you bought liability only, there is no coverage for your own property.Answer:It should, and if it doesn't, there should be other parts of the policy that can pay out. Coverages such as uninsured motorists or medical payments.
Type of insurance is the same as medical coverage?
In auto insurance, personal injury protection coverage is the same as medical coverage.
