Usually Comprehensive. This is the same coverage that will cover a car fire, theft or storm damage to a car.
no sorry about your luck if it took out your windshield it was a taller deer
No you will not. If your company has a "no claim discount" you could lose this discount for making any type of claim. Most companies do not charge you for this type of loss.
if you are HITTING a deer in Indiana then you should probably stop.
A photo of the deer might help your cause but the insurance Co. won't process the claim without a police report.
Indubitably.
Yes, diminished value claims can be possible in Indiana if your car sustains damage from hitting a deer. Diminished value refers to the reduction in a vehicle's market value after it has been repaired following an accident. However, proving diminished value can be challenging, as it typically requires documentation, such as repair records and appraisals, to support the claim. It is advisable to consult with your insurance provider or a legal expert for guidance on how to pursue such a claim.
Yes! I did it and had to pay my deductible.
Only if you report it accurately.
AnswerGenerally YES, they do increase, being that there is no "third party" so-to-speak in which the insurer can subrograte against.I say no, it is a comp claim and doesn't count against the driver. If the driver was cited for the incident, then they would go up.
If you make a claim and have comprehensive coverage then you insurance rate may increase slightly. All insurance companies are different, but they are all based on the same system, level of risk to insure and probability of making a claim. By hitting the deer you have increased both these factors. However since it was not an at-fault accident and there is already a deductible to decrease fraudulent claims, your rate should only increase slightly.
When John was driving on the road he had to veer to the right to avoid hitting the deer.
I don't know that specific answer but I do know from personal experience as a tow truck driver in Ohio that if you hit a deer and want to keep the deer meat that unless you get a tag from the dept of fish and game for that deer ( I think its called a waiver tag for misc. use but don't quote me on that) the insurance co. will not pay the claim. For example you hit a deer and you have full coverage, if you claim the deer meat without that tag( which you have the right to do but i would not recommend it) the insurance co. WILL leave you high and dry. Hope this helps.