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If you back into your own car is there coverage?
Car #1 is covered by it's collission coverage, less deductible. Car #2 is covered by the property damage liability portion of the coverage on car #1, and there is almost never a deductible on that coverage. This is considered one (1) accident, not two (2).
Who pays the deductible if it's not an accident?
If the occurrence is not a traffic accident then it will most likely be a comprehensive claim and therefore if you have comprehensive coverage then you will pay your comprehensive deductible. The comp deductible is usually the lower of the two deductibles.
If your spouse hits your car and you are on the same policy will insurance cover the accident?
Yes, and your spouse will end up with an at-fault accident on their record. The collision deductible will apply to the damage on the car that your spouse was driving and there will not be a deductible for the damage to the parked car. Maybe. Check with your agent, but some policies specifically exempt damage caused by another vehicle on the same policy. It prevents people with two junkers from having driveway "accidents" where both vehicles are totaled but no one is hurt. Of course, they can still drive both cars into a brick wall.
If your car was involved in two separate accidents does the insurer in the second accident value the car with or without the damage from the first accident?
The value of your car in any accident is the value of the car in the moment immediately preceding the accident. So the answer to your question is "with the damage from the first".
Can you be sued for a car accident after you have filed for bankruptcy?
Yes, the accident and bankruptcy are two different issues.
With joint policy is husband penalized on car insurance if wife has accident?
yes, they are held responsible. if you have two cars, put safer driver on more expensive veh as primary, and make unlucky driver primary on older car.
Who is responsible for repairing your mailbox if two cars collided and one hit your mailbox?
The car that hit it will be responsible. If they were not the ones responsible for the accident, they may counter claim against the other driver. The insurance of one of the drivers should cover the cost. And don't forget to claim damage to the grass!
Do you pay one deductible or two if two cars from the same policy are involved in one accident?
Dependent on the fault factor and without knowing all of the circumstances I can safely say two deductibles would be paid.
Was lil wayne and two rappers hurt in a car accident?
No SON!
What happens if you are in a car accident your insurance ran out two weeks ago and your not the primary insurance policy holder on the car?
The driver of the at-fault car is responsible for paying for the damage they cause to others in an auto accident. Having insurance transfers this risk from the driver to the insurance company. If you are found at-fault and do not have insurance you will be responsible for paying out of your own pocket for the damage you caused. If you do not have the money in the bank, or the assets to sell, be prepared to have future wages garnished. If this happens you may want to consult a bankruptcy attorney.
If you put the title of a car in your name for your friend and they are in a car accident am you liable since the car is in your name?
They can sue you both. One your friend is the driving and responsiable for the accident and two you own the car. Better get your check book out.
Who is at fault if a car in front of you hits the car in front of him and ricochets back to hit your already stopped car making it look like you rear ended him?
Generally you would be considered not at fault in this incidence. If you were too close though, there may be an investigation and you could be considered 50% at fault. * Accident investigators use a method known as the "chain of causation" this lets them determine which individuals are responsible for which damages. Usually the last vehicle in motion is the one responsible for the accident. However, a definite answer to the question would not be possible without knowing all the mitigating facts. There is only momentum in one direction in this situation so the center car could not "ricochet back". If the driver in the first car felt two bumps, the second car is responsible for damage to the first car and the third for the damage to the rear of the second. If the front driver felt only one impact, the third driver is responsible for the entire accident.
