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Car #1 is covered by it's collission coverage, less deductible. Car #2 is covered by the property damage liability portion of the coverage on car #1, and there is almost never a deductible on that coverage. This is considered one (1) accident, not two (2).
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If you hit your own car while driving another persons car is there coverage?
The Property Damage coverage on the car you were driving should cover the damage to your own car. In the event that the car you were driving didn't have insurance coverage then you may be able to make a claim under your own Collision coverage or Uninsured Motorist Property Damage coverage could apply.
Does your insurance cover you in your friend's car?
Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.
Do you need full coverage insurance if your car is 5 years old?
Full coverage requirements have nothing to do with the age of the car. If you still make payments on the car then you still have to have full coverage. If you own the car outright, then you do not have to have it.
Can you purchase car insurance before you own a car?
Yes you can have liability coverage to insure you while driving an auto you do not own.
If you have full coverage on your car and it is stolen do you get your money back?
You will get back the cost to get you a like vehicle.
Can you get insurance on a car you don't own?
Yes. It is generically referred to an non-owners coverage. It provides liability protection for you when driving a car that you do not own.
Does car insurance cover a car that was broken into?
It depends on whether or not you carry comprehensive coverage on your car. Comp is an optional coverage if you own the car outright and may be a mandatory coverage if you have a loan on it. But the comp coverage would only pay for repair to the car. If you have items in the car that were stolen, however, they would actually be covered by your homeowner's or renter's insurance and NOT your auto insurance.
Will your insurance cover your car if you were at fault?
If you have full Coverage Auto Insurance, Then the Comprehensive and Collision portions of your coverage would pay for damages to your own car. If you just have liability insurance only. Then you just have coverage for the other car and there is no coverage for your own vehicle.
Save Money on a Car Rental?
When you select a car rental for your holiday, be certain to check into the coverage that is offered by your own insurance company before opting to purchase additional coverage from the car rental company. In addition to your own policy, the credit card that you use to book the rental will also offer some coverage on many occasions
Will my own auto coverage protect me when driving a company car?
The level of coverage generally depends on your insurance companies. Most quality insurance companies will cover you in the company car, however.
Is there car insurance for just the car not the driver?
Typically, insurance "follows the car" rather than the driver. An individual that does not own a car can generally obtain "non-owners" coverage that provides liability coverage to him/her regardless of the car driven. Comprehensive coverage may be the closest to the kind of coverage about which you ask. It provides physical damage coverage to the vehicle against risks unconnected with collisions (such as a tree falling upon it, a rock hitting the windshield, and various other risks outlined in the coverage). However, comprehensive coverage is generally sold and purchased in connection with collision coverage.
Where can I get Rental Car Insurance for International Travelers?
The rental car companies should have coverage. If not check with your own insurance provider
