The Property Damage coverage on the car you were driving should cover the damage to your own car. In the event that the car you were driving didn't have insurance coverage then you may be able to make a claim under your own Collision coverage or Uninsured Motorist Property Damage coverage could apply.
no
The person who gets a ticket for a moving violation is the person who will be affected on their insurance rates. Your insurer checks your driving record. They have no way of checking who else may have received a ticket while driving your vehicle.
everybodyd is propietry of his life and that is not the answer of that they are bad persons
causing a serious accident while driving
Yes she does need to be listed as a driver on your policy. You coverage will only cover her while she at your residence and driving your vehicles. This does not mean that she will have coverage on any of her vehicles while driving overseas. You cannot add her personal vehicle out of the country.
Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.
no
Ultimately, the driver is responsible for everything that happens while the vehicle is moving. The DRIVER is supposed to verify that the vehicle he is driving has insurance. I have been in this position, as the owner of the vehicle. And trust me it is the owner that gets the huge fine.
Yes you can have liability coverage to insure you while driving an auto you do not own.
Tongue = in another persons mouth while making out
Yes you can as long as that person has a driving liscense.
In most states, insurance follows the car. The policy in effect for the car is usually primary regardless of who was driving. If there are limits issues or coverage issues, then the policy held by the driver may apply as secondary coverage.