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In a no fault state would you have to pay the other party's deductible?
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∙ 16y ago
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Who pays your deductible if the other person is at fault in Michigan no fault auto?
No fault insurance refers to injuries, not property damage. Being in a no fault state simply means that your injuries are payed for by your own insurance company regardless of who is at fault in an accident. Fault is still assigned for the purpose of determining who is responsible for property damage. It is always the at-fault party's responsibility for pay for the damage they cause to you. If you are going to have the damage for your car payed for under your collision coverage then you will have to initially pay for your deductible, unless you have broad-form collision. If you do pay your deductible then your insurance company will sue the at-fault party to recover the money that they payed to repair your car, as well as your deductible for you. This process is called subrogation.
Does the person who's car was hit by another have to pay a deductible to have his own car repaired when it was the other persons fault?
in my state you don't have to but there are some "no fault" states like Michigan. I would call my insurance and ask them to make sure.
If you hit someone and his or her car is damaged but not yours do you still have to pay your deductible?
Although laws differ from state to state -- there are no-fault states, tort states, and hybrids -- this is the basic idea: Since we assume you are the at-fault driver, your liability insurance -- the property-damage portion -- will cover the cost of repairing the damage to his car. If there is a deductible, you will have to eat that. That's what deductibles are all about. But I'm not aware of deductibles associated with liability insurance. Usually deductibles are associated with collision insurance and comprehensive insurance. If you live in a no-fault state like New York, things may be slightly different. In New York, the other guy's insurance will pay to fix the damage to his car, less the deductible. But he won't have to eat that if you were the at-fault driver. YOUR insurance will pay his deductible.
Does full coverage insurance cover damages to the other persons vehicle if you are at fault in a no fault state?
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
If both partys are at fault will their auto insurance cover this?
Cover what? If you mean the damages to each others vehicles it will depend on the liability statute of your state, please clarify your question.
Are we liable for the auto deductible when we were hit from behind and the other driver left the scene of the accident. We have the police report stating this to be true.?
It depends on the state you live in but as far as I know if you are involved in a hit and run and you are NOT AT FAULT, the insurance will more than likely waive the deductible. Make sure you have a "COLLISION DEDUCTIBLE WAIVER" clause somewhere listed on your policy, usually it's included with full coverage policies.
Does the other insurance company have to pay for all medical bills if the accident was their client's fault?
Depends on what state you are in and what your state's laws are. If you're in a no fault state, your insurance will pay for all of your medical bills no matter who is at fault.
Are state income tax payments deductible on federal form 1120?
State income taxes are deductible on the Federal Form 1120. Other deductions include repairs, interest, and depreciation for homeowners filing Form 1120.
Your daughter was driving your car out of New York State and a deer hit the car the car is registered and insured in New York Sstate should you have to pay the deductible?
Yes. The deductible is applicable regardless of fault, location, or anything for that matter. You agreed to pay a portion of the damages when you signed your policy contract. The deductible is your portion. It's sort of like a co-pay.
What happens to No fault insurance in a fault state?
At-fault state laws apply.
Where do you file a claim to sue for deductible from a car accident involving a car with no insurance with no insurance?
If I understand your question you are trying to recover a deductible you incurred due to the fault of the other driver who was uninsured? If this is the case it may depend on the state in which you live and what coverage you may or may not carry. If you are from CA, we have what is called UMCDW or uninsured motorist collision deductible waiver, which if you were carrying this type coverage as part of your auto policy, it would pay your deductible if your vehicle were hit by an at fault, identifiable uninsured driver. If you do not have similar coverage on your policy or in your state, you may simply have to file a claim in small claims court to recover your deductible and good luck. In many cases if you are dealing with an uninsured driver, even if you win judgement you still have to be able to collect it...sometimes the hardest part! In the future you may want to consider a product called CDRP which is a Collision Deductible Reserve Plan to insure your deductible is always available for you when you need to use it. It is a very wise financial move that can not only save you hundreds if not thousands on your car insurance premiums but would give you peace of mind knowing your deductible is always there when you need it! You can learn more about this incredible product at TheFiveMinuteMove.com .
If you get into a wreck and you were the one in fault and the other person does not have insurance what will happen to them and will your insurance cover it?
Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.
