Cover what? If you mean the damages to each others vehicles it will depend on the liability statute of your state, please clarify your question.
There is no such product
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
Assuming that the at-fault driver maintained it at the time of the collision, his/her auto liability coverage would be triggered.
Yes, if you provide them with proof of non coverage.
Yes
Yes
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.
Your liability portion of your auto insurance pays for injury and damages for which you are liable to others. Your Comprehensive and Collision portion of your auto policy will cover your own vehicle. One can not be liable to ones self. If you have "liability only" coverage, then their is no coverage for your own vehicle if you were at fault.
Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers' insurance, can fall back on yours but your rate won't increase if you're found not at fault.
Yes, If you have proper auto insurance and the policy is in an "Active" status, Then it will be covered even if the vehicle regisration is expired.