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in my state you don't have to but there are some "no fault" states like Michigan. I would call my insurance and ask them to make sure.

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Q: Does the person who's car was hit by another have to pay a deductible to have his own car repaired when it was the other persons fault?
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Do you have to pay your deductible if the accident was not your fault?

No. The other person's insurance should pay everything, including your rental car use during the time that your car is being repaired. UNLESS the person that hit you is claiming innocence and there were no witnesses. Then you may have to pay the deductible if your insurance company can not get them to pay.


Are you responsible for the deductible on the insurance of the car you hit if you do not have insurance?

If you were legally at fault, you are responsible to pay all damages to other vehicle. Even if you pay the other persons deductible, that insurance co. will come after you for total amount. The person that you gave the money to for their deductible will then have to give some of that back to insurance co., if they find out that deductible was given to him (her) by you.


Can your insurance go after someone that damaged your car and get your deductible back?

Yes. If someone hits your vehicle and the insurance company pays for the damages, they will go after the person who was at fault for the damages paid and after they collect all the money paid out they will reimburse you for the deductible that you paid when the vehicle was repaired. The damages were paid under your uninsured motorists coverage which has at least a $250 deductible for property damage so when all the damages are recovered from the person, that will include the deductible and you will get a check back for that amount.


In Georgia if a deer hits your vehicle do you have to pay the deductible?

Yes, if you want to turn it into your insurance, you will be required to pay the deductible before they will cover the other costs of the damage. If another person hits your car, you would not have to pay your deductible.


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