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If your car was hit and then totaled when the other driver is at fault what are you entitled to in terms of settlement?
Wiki User
∙ 18y ago
You are entitled to the value of your car the day it was hit. If you have a 1 day old car, the purchase price (within reason) is probably close. i say that only if you bought car at a good retail price, if a dealer sold you a 2005 Ford pick up for $85,000 and it retails for $25,000 an insurance company will not pay you $85,000 because you were taken before. On the other hand if you bought a $25,000 car 10 years ago and the value is now $4500, you are owed $4500. Most insurance companies use common book values and get a range of value.
Wiki User
∙ 18y ago
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Who is entitled to your van if it was totaled in an accident that was the fault the other driver?
If you accept the settlement from the insurance company, the van is theirs. If you want to keep it, they will let you, but will reduce the settlement check by the salvage value of the vehicle. Not true. Illinois law to deter chop shops states if the vechicle is totalled, the insurance compnay takes possession after issueing a check for the value. Vehicle has to be 9 or less years old.
You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?
Its your fault
Average spinal fusion settlement?
The settlement would depend on the situation. If it is from a auto accident the settlement would depend on the limits of the at fault driver of the limit on the under of uninsured limits of the non fault driver.
Who pays when the person hits a car and that car hits another car and that car hits another car but the first car is totaled?
It is the fault of driver who was initially at fault. In this case it would be the driver of the first car, because it was because of him that the second car hit the third. if the car is totaled, that's the driver's problem
Do you have to have liability for the other driver at fault to pay for your totaled vehicle?
If you want to collect otherwise you need a lawyer to sue for damages
If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?
There is no deductible for liability claims.
What happens if the car is fully insured but the driver is not and the car is hit and totaled?
The person who hit the car, if "at fault" would be responsible. If the person driving your car was the one at fault, then it would be your insurance that would have to cover it.
Can a passenger in a vehicle sue driver of that vehicle?
Yes. If the passenger is hurt in an accident caused by the driver, the passenger is fully entitled to sue the driver. In fact even if the passenger is a spouse of the driver, the passenger can sue.
Can you get your totaled vehicle replaced by the other driver's insurance if the accident was not your fault but you have Michigan PLPD insurance?
Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.
Do you have to pay deductible if car is totaled and Your at fault?
yes
If your loaner car was totaled and you do not have insurance what should you do?
get a good job............you will (assuming you are at fault for this loss) be require to pay for the totaled vehicle.........
What is the policy for covering the contents of a car that is totaled by an at-fault driver?
Anything that is not permanently attached to your vehicle is not covered under your auto policy. If you have a homeowners/renters policy, there could POSSIBLY be coverage there.
