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You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?
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∙ 14y ago
Its your fault
Wiki User
∙ 14y ago
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What are some car insurance laws that are specific to the state of Virginia?
The only specified car insurance coverage in the state of Virginia is uninsured motorist coverage. This requirement is set up so that in the event of an accident, the victim will have recourse to have medical costs, and vehicle damage, paid by the driver at fault.
What recourse do I have if the at fault driver will not contact his insurance company about the accident?
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Who covers the costs for medical and car repairs if the other person who is at fault doesnt hcarry their own insurance?
If the other party does not have auto insurance and you do not have uninsured motorist coverage on your policy then your only recourse would be to file suit against the party who is at fault and hope to be able to recover damaged. This is the reason for having uninsured motorists insurance on your policy is because sometimes people don't have insurance as they should.
What legal rights do you have when an uninsured motorist rear ends you?
If you have uninsured motorists coverage your insurance company will take the place of the other parties insurance coverage less a small deductible. They will then go after the other party to collect the amount of damages paid out plus your deductible. If and when it is all collected they will send you back your deductible. If your insurance company handles the claim for you and pays your damages you will have no further recourse as you sign over your legal rights to the insurance company under a subrigation agreement.
If an uninsured car was stolen from the lot of an auto shop is the shop owner liable for any damages?
Yes. This is a classic bailor/bailee situation and the shop was required to protect you car very diligently or pay for any damages incurred. Your insurance if you had it, wouldn't have been involved. The shop is your first recourse and he should have insurance.
If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?
Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded. Health Insurance WILL most definitely cover injuries resulting from an automobile accident. Some motoe vehicle insurance policies even have a "health insurance primary" option. The questions was how to determine which is primary , the health insurance or the insured drivers motor vehicle coverage
Are there any remedy when an insurance company refuses to pay ADD benefits?
If the insured had a life policy with an Accidental Death and Dismemberment rider and the insured either died in an accident as indicated by the medical examiners report and the death certificate, or was dismembered as covered according to the definition of the policy, than yes, there is recourse. An insurance policy is a contract and therefor legally binding. But you do not have any recourse if the incident is not covered as described in the policy.
If your vehicle was damaged while in parking gear and the insurance company refuses to pay for transmission damage what recourse does one have?
Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.
Your car was in an accident in Florida It is registered in New York the insurance was in cancellation the car was not being driven by you and was totaled what is your recourse?
Your question is extremely confusing. Whose car is registered in New York? Whose car lacks insurance? Whose car caused the accident? Who was driving the car? All of that may or may not be relevant. In Florida the person who caused the accident is usually responsible for property damage whether or not he or she has car insurance. It does not matter where the car is registered. In Florida, people go after both the driver and registered owner. The driver caused the accident and the registered owner gave the driver permission to drive the vehicle. Collecting one cent is frequently a different matter.
Do you have any legal recourse if you were hit by an unlicensed and uninsured driver?
You have recourse but it may not immediately result in monetary compensation. You can certainly try to get the at-fault party to voluntarily pay the damages. You can also file suit and if the court finds in your favor, obtain a judgment. Most states have "financial responsibility" laws requiring auto owners and drivers to maintain insurance. If they don't, the state can suspend the driving and registration privileges of the person until the judgment is paid. Since, on these facts, the person did not have a license, there would be no license to suspend, but if he/she later tried to get one, or to register a vehicle, payment arrangements would have to be made with you before a license or registration is issued. Keep in mind, though that a judgment has a statutory "life" (for example, 7 years) that varies by jurisdiction. If the life of the judgment expires without being renewed, it loses force and effect.
Is there any recourse if your auto insurance company decides not to cover you if you have an accident in a rental vehicle?
Your insurance company did not just decide not to cover you if you have an accident in a rental vehicle. You policy does not provide you with this type of coverage due to the circumstances. You could have prevented this situation by calling your insurance agent and asking this question before you rented the vehicle. If you were just renting a vehicle you could have paid the extra few dollars to the rental car company for physical damage deductible waiver coverage. There are several things you should have done before renting a vehicle that would have prevented this situation.
If father is legally responsible to maintain health insurance for children but drops coverage what is mother's recourse?
Take him back to court.
