answersLogoWhite

0


Best Answer

The person who hit the car, if "At Fault" would be responsible. If the person driving your car was the one at fault, then it would be your insurance that would have to cover it.

User Avatar

Wiki User

18y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: What happens if the car is fully insured but the driver is not and the car is hit and totaled?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

What if your fully insured car was wrecked by an unlicensed driver Will your insurance cover your loss?

yes it will


What happens if a fully insured driver admits fault for hitting a parked vehicle but the other driver involved in the accident had no license insurance or registration?

If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.


Can you drive your dad's fully comprehensive insured car with his permission?

It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.


Can a fully insured driver drive an uninsured car?

It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.


What happens if car is totaled in chapter 13 but no claim was filed for the car?

A car is not totaled in a chapter 13. A car may be totaled while the owner is in a chapter 13. If the car was fully exempted, nothing happens. If you need to buy a new car, you will have to get permission from the bankruptcy court after you file a specific purchase agreement (car loan) which should not seriously affect your plan payments. Why are you not asking your lawyer?


What happens if you are insured but the car you're driving belongs to somebody else and the car is not insured?

In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.


What compensation is available to an unlicensed driver who borrows and damages a friends fully insured vehicle and receives injuries to themselves?

I don't kno go to another sit!!


What will happen if a fully insured driver hit your car and you have no insurance?

You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.


What is the difference between a company that is fully insured and one that is self insured?

A company that is fully insured goes to an insurance company and buys insurance. A company that is self insured does not buy insurance and plans to pay any claims out of the companies "pockets". For instance, if you own a home but choose not to buy home insurance, you are self insured if you should have a fire.


What is the recommended car insurance for a teen driver in Florida?

The state of Florida requires drivers to be insured for $100,000 liability and $10,000 medical which will not fully protect the car. Insurance rates depend on the car and the age and record of the driver, and they are considerably higher for teenagers.


Can you drive a fully insured car without having your own insurance policy?

It depends on your insurance. Most insurance companies will cover all drivers even if you are not the insured driver because they have what is called permissive user. Remember typically your insurance follows you wherever you go. You may want to ask the person you are borrowing the vehicle from and see if they have all drivers coverage. If not, then you need to be a listed driver on the policy before you can drive the vehicle even if it is "fully insured". Companies like Geico, Nationwide, and Allstate typically cover all drivers....hope this helps.


In New Zealand if an uninsured drivers car is hit by an insured drivercar will the insured drivers insurance still pay for the damages to the uninsured car?

In most cases if you are fully insured then your insurance will pay for the uninsured driver's car. However if it is only a third party insurance then most likely you have no cover if it is your fault. However it depends on the insurance company and the policy that you signed.