A call to your insurance company describing why the shingles were lost will answer your question.
No. Homeowners insurance does not cover remodeling nor normal expected maintenance and risk mitigation of a home.
Yes. That is covered on a homeowners policy.
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
The basic structure of a homeowners policy looks like this:
All homeowners policies cover damage caused by lightning.
No. Damage from insects would not be covered on a homeowners policy.
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No, but if you have a home warranty policy that policy may cover it.
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.