Yes. The terms of your insurance policy are not relevant if the other party is At Fault.
Unfortunately if you do not have comprehensive insurance on your vehicle, there is no way to get it retroactive, or after you get in an accident. If it was the other driver's fault then their insurance should pay for your repairs.
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
Yes, as long as you had comprehensive and collision insurance on your own policy. Rental companies require you to have these and the other party will not pay for them.
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
Not if it is deemed to be 100% the other drivers fault and they have insurance.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
No. If the accident was your fault, you can not get money from the other person's car insurance.
If the accident was your fault, the other party's insurerhas no duties owed you.
While comprehensive insurance covers both you and the party with whom you were in an accident with, liability insurance only covers the other party. Thus, you will only be insured if you are in the comprehensive plan for your part of the accident costs.
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
the insurance of the person responsible for the accident