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If i have an accident as a named driver on someone elses insurance will it effect mine when i get my own?
Wiki User
∙ 15y ago
Yes, because it is all reported to the state DMV offices under the driver's license number of the driver. All insurance companies double check the DL# for previous accidents and incidents, etc. It's going to show up.
Wiki User
∙ 15y ago
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If you have an accident while driving someone else's car does it effect your own insurance?
it might not affect you current policy but after renewal the points you received in that accident with Hurt you.
How does a car accident effect your insurance?
that is my question
If both parties flee the scene of the accident including the party not at fault how will this effect the insurance claim?
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
What do you do if your insurance lapses during an accident?
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
What happens if other driver was at fault but l have license suspended and no insurance?
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
What effect do speeding tickets have on auto insurance rates?
Speeding tickets have negative effects on auto insurance rates. If your insurance company learns that you frequently get speeding tickets, they will label you as someone more likely to be in an accident. This again means that they may charge you more for the insurance, and give out less in case of an accident. Or they may plainly not want to insure you.
If involved in accident but not my fault will it effect my no claims bonus and insurance premium?
Yes
If you have a driver insurance for two cars if he as an accident in one car dose effect the no clamis bonus on the other car?
You will have to check your policy. Insurance companies have different rules, so there is no one answer fits all. I would expect that it would affect the bonus, as they are more interested in the driver's ability then the specific vehicle.
If an insured driver from MD rear ends another insured driver from NY in NJ does the no fault clause effect this in anyway?
the insurance policy must conform to the statue of the state that the accident occured in....so in this case NJ statues would apply.....
Does a passenger open container affect insurance rates?
It depends on who got the ticket. If the ticket was issued to the driver it will effect his insurance but if it was issued to the passenger then it will only effect his insurance.
How long does an exclusion on a driver stay in effect with auto insurance?
An exclusion will stay in effect until you ask the insurance company to reverse the exclusion.
Will a disability affect my insurance quote Where can I get valid insurance for a disabled California driver?
In California a disability will not effect your insurance quote but if you are in southern state like Florida a disability will effect you insurance quote.
