An exclusion will stay in effect until you ask the insurance company to reverse the exclusion.
Some insurance companies will require policyholders to sign a driver exclusion for family members if you claim the individual does not drive your vehicle. If the insurance company has previously paid a claim for an unlisted driver, they may require that you list the driver on your policy or sign a driver exclusion that restricts that driver from driving your vehicle. If a resident of your household has tickets and accidents and is not rated on your policy, the company will require a driver exclusion to prevent increasing your policy if they are rated.
A non rated driver is usually one that doesn't effect the rate.
As long as you have auto insurance yes.
By calling your insurance agent
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
You must be at least 16 and have a driver license to get auto insurance in Rhode Island
maybe it will help you - autoinsurance.aains.us/adding-young-driver-auto-insurance-policy/
Driver's licensure is a condition of getting auto insurance.
It depends on your insurance and where you are from.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
If you are old enough to have a driver's license, then you are old enough to have auto insurance ... simple as that!
If your driver's license expires will you still be covered under your auto insurance policy?