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If an insured driver from MD rear ends another insured driver from NY in NJ does the no fault clause effect this in anyway?
Wiki User
∙ 16y ago
the insurance policy must conform to the statue of the state that the accident occured in....so in this case NJ statues would apply.....
Wiki User
∙ 16y ago
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What is the uninsured motorist clause about in the US?
The clause in a policy of insurance on a motorcycle, provides that if the owner of the motorcycle is injured by a negligent driver of another vehicle who doesn't have liability or insurance, then the insurance company will pay its insured's damages.
If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?
Only if the truck driver was at fault.
If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
In ma can a non insured driver file a claim against an insured driver?
Yes.
Would the driver be held liable if a passenger were to open the door and hit another car?
Whomever is insured and owns the car is ultimately responsible for damage caused by passengers. So if the insured is the driver, then your answer is yes.
What happens when an uninsured driver driving an insured car got hit by an insured driver?
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
Is an insured driver covered in an uninsured vehicle?
No direct answer, as this all depends of the level of cover of the insured driver.
If an uninsured driver of an insured driver's car has an accident caused by weather and another driver is damage to the insured car covered?
How is the driver uninsured? If he had permission from the insured vehicle owner to drive? There are policy exclusion that apply but most generally that person is considered as an insured driver. I will assume (for the purpose of answering your question) by uninsured driver you mean they have no policy of their own. Are you asking if weather conditons contributed to the accident (say wet/slick road) and they slid into another vehicle is the insurance on the car responsible for the damage to the vehicle they slid into? Yes, probably. Insurance stays with the car. If you could provide more detailed information regarding the driver, and facts of loss, I could be of more assistance to you.
Is there a Penalty for uninsured driver with insured vehicle?
As far as states go I know in Utah it is the vehicle not the driver that is insured.
What happens when you are driving a family members car and hit the same family members other car but you are not on their insurance?
If you are a permissive driver (given permission to drive the vehicle by the named insured), your accident would be covered under the owner of the car's policy. The insurance follows the vehicle, not necessarily the driver. You might want to check the owner's policy. I've seen a clause that specifically excludes damage caused by another vehicle insured by the same person.
If a co owns a veh and is self insured and then hires a driver for that vehicle from another co and the driver has an accident on the vehicle owners property which co would be responsible for damage?
A company owns a truck that is used to move semi-trailers and this company is self insured has leased a driver from another company and the driver has an accident on the truck owners property that involves only the truck who would be responsible for the damages. The company who owns the truck and their insurance or the company who leased the driver ?
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
