if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim
that is my question
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
No..but it will effect your current and future Insurance rates.
title has no effect. insurance takes precedent.
it might not affect you current policy but after renewal the points you received in that accident with Hurt you.
you need to look into : life protection insurance, accident insurance (will cover personal injury)to cover yourself against an accident you need to look for an accident insurance.There is no PERSONAL INJURY INSURANCE. its called different.Personal Injury InsurancePersonal injury insurance is an insurance provided to ensure that should you suffer an accident or injury, you are paid a lump sum to ease the financial burden in the event.Personal injury covers a number of accidents and injuries. There is a distinct difference between personal injury insuranceand a personal injury claim.In effect, personal injury insurance is the same as Accident, Sickness and Unemployment (ASU) insurance.
== == YES. If you are CONVICTED of running a red light, your insurance will GO UP. It is a sure sign that you WILL have an accident, soon.
As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.
No. After midnight, it's another day.
Speeding tickets have negative effects on auto insurance rates. If your insurance company learns that you frequently get speeding tickets, they will label you as someone more likely to be in an accident. This again means that they may charge you more for the insurance, and give out less in case of an accident. Or they may plainly not want to insure you.
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.