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If friend drives your car and hits someone but is not insured by your insurance company who pays?
Wiki User
∙ 15y ago
generally the person who owns the car At Fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
Wiki User
∙ 15y ago
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If someone with a learner's permit drives a car that is insured but the licensed driver in the car is not listed on the policy are they covered?
If everyone was legal, yes, a collision should be covered by the insurance company.
If someone who does not have insurance drives your car and gets in an accident is your car still insured for damage to other vehicles and yours?
yes
Can someone who drives with no insurance drive with someone who has insurance?
no
Does your teen need car insurance?
Yes, anyone that drives a car needs to be insured
If you don't have car insurance and was hit by someone else can you sue them and the insurance company?
You might want to be careful here. Some states have steep fines and worse for someone that drives without insurance.
Does a 16-year-old with a drivers permit need insurance?
Oddly enough, people aren't insured; cars are. Your son doesn't need insurance, but the cars he drives must be insured.
Can the insurance company at fault deny paing for treatment to injury from auto accident?
Sure. Remember that an insurance policy is a legal contract wherein the insurance company agrees to accept risk from the policy holder according to the terms of the contract. If the policy holder does not live up to the terms of the contract then the insurance company may deny coverage. For example, if the person lied to the insurance company on the application then the insurance company may deny coverage. One of the terms of the policy is that the insured agrees to inform the insurance company of all residents of the home as well as regular drivers. If the insured does not list his 17 year old child who drives one of the vehicles regularly and lives in the house and then the child has an accident the insurance company could not be expected to provide coverage for the accident. Since the insured broke the terms of the policy which is a legal contract then the company probably will not provide coverage because the insured committed material misrepresentation and lied in a significant manner on the application.
If a car is registered in Illinois and someone with an Indiana drivers license drives it can the driver be insured in Illinois?
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Whose liable when someone else drives your auto and has accident?
this greatly depends on your specific policy with your insurance carrier/ certain policy provisions may be required if the vehicle on the policy is being operated by someone other than the named insured.
If a car has insurance where it covers any one who drives it dose the driver have to be insured?
Assuming your car is insured any driver is normally considered an insured also. However, if this driver is a spouse, child or someone who regularly drives the car and the "driver" has a bad record and you don't want to pay the premiums, your insurer could deny the claim. Also the owner of the car is ultimately responsible lending your car out ruins friendships.
What if someone drives your car and has an accident?
Your insurance rate will increase.
What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?
If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.
