Sure. Remember that an insurance policy is a legal contract wherein the insurance company agrees to accept risk from the policy holder according to the terms of the contract. If the policy holder does not live up to the terms of the contract then the insurance company may deny coverage. For example, if the person lied to the insurance company on the application then the insurance company may deny coverage. One of the terms of the policy is that the insured agrees to inform the insurance company of all residents of the home as well as regular drivers. If the insured does not list his 17 year old child who drives one of the vehicles regularly and lives in the house and then the child has an accident the insurance company could not be expected to provide coverage for the accident. Since the insured broke the terms of the policy which is a legal contract then the company probably will not provide coverage because the insured committed material misrepresentation and lied in a significant manner on the application.
The at fault driver's auto insurance company will pay for your medical treatment out of their Bodily injury liability coverage.
how much time does someone have to reporty an injury from car accident in state of new hampshire
An auto injury attorney can negotiate with with other person's insurance company to find the best solution to the accident. The insurance company should handle the situation, and provide the best outcome for you.
you need to look into : life protection insurance, accident insurance (will cover personal injury)to cover yourself against an accident you need to look for an accident insurance.There is no PERSONAL INJURY INSURANCE. its called different.Personal Injury InsurancePersonal injury insurance is an insurance provided to ensure that should you suffer an accident or injury, you are paid a lump sum to ease the financial burden in the event.Personal injury covers a number of accidents and injuries. There is a distinct difference between personal injury insuranceand a personal injury claim.In effect, personal injury insurance is the same as Accident, Sickness and Unemployment (ASU) insurance.
One would or could go to various places. These places include the DMV, or the auto insurance company which distributes their auto insurance to claim an auto accident personal injury insurance claim.
Not usually, unless it is for the treatment of some serious and lengthy medical injury for which the auto insurance is insufficient.
An injury claim is when someone receives an injury and the claim is sent to an insurance company for compensation. If you are hurt at work, the claim would be submitted to worker's compensation. An automobile accident injury would be submitted to the auto insurance company.
If someone is seeking damages from an injury as a result of an auto accident and they are not satisfied with the offer from the insurance company I would suggest that a lawyer be consulted.
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
If a victim of a simple car accident claims injuries, it is best to talk to your insurance as soon as possible. Your insurance company will then require that the victim's insurance company provides proof of injury. If it is found that the victim is injured, your insurance company will instruct you on the next course of action.
Call and ask your agent
First of all, the insurance injury claim needs to be valid and there will be paperwork. If there are witnesses as well to the injury would be beneficial. The insurance may request a medical report or will arrange for treatment such as physiotherapy. It is best to go with a no win no fee company.