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Q: If someone who does not have insurance drives your car and gets in an accident is your car still insured for damage to other vehicles and yours?
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Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?

Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.


Can you Have A Registered car but have someone else on the insurance?

Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".


Why is it important to get an event insurance coverage?

There are many reasons why someone would want to get event insurance coverage. In case someone has an accident or something during an event it is important to be insured.


How can you find someone's auto insurance policy?

You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.


What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?

The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.


How do you claim against someone with one day car insurance?

They will have a pink card stating the insurance company on it still, as long as the accident happened in the one day they were insured.


What do you do if you get into a accident with someone who does not have insurance and you are not at fault?

Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.


I am not insured and I have had a acciedent?

If the accident was your fault and someone else was involved their uninsured motorist insurance will pay for their damage. The bad news is that they WILL sue for the amount they had to pay out.


Who is responsible for an Accident caused by a driver of someone else's vehicle?

This depends on the insurance company. Some insurance companyies will cover other drivers if they are not regular drivers of the insured vehicle. Other insurance companies will only cover the person insured/owner of the vehicle. Most of the time, there are riders you can attach for an additional charge that will cover other, occassional drivers. If there are two people that drive a vehicle on a regular basis, both people must be insured, and generally that's like covering two vehicles.


What happens if you drive someone else's car which has no insurance and you have no insurance and you get in an accident?

This is not good. The law specifically says, that, it is your responsibility to make sure that the vehicle you are about to drive is properly insured. Sorry to say, but there is no way out of it.


Do you have to be married or a direct family member to be on someone else's insurance?

ANSWER:Sorry you can not. It's just like driving a car, if you have a friend in your car and you had an accident, the insurance company can not take care of that person because he or she is not insured in your policy..


Is a son covered on his father's auto insurance policy when the son causes an accident while driving his friend's vehicle?

The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and they then have unknown drivers driving insured vehicles.