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How much trouble will an uninsured unlicenced driver get in if they cause a minor accident in an insured car?
Wiki User
∙ 12y ago
Well, there's enough trouble to go around for everyone. Read your policy carefully. The unlicensed driver is in obvious trouble for they broke the law and will be ticketed or arrested and will have to pay fines. They may have to wait even longer to be eligible to get a regular drivers license due to this incident. Now the bigger issues and why I told you to read your policy. Some policies state that if you know or should know that the person does not have a valid drivers license to drive then the insurance policy is null and void and they will not pay for either parties damage. I have seen this occur especially where a third party is hit and it is your fault because the company will not pay their damage either. You will have to pay for the damages out of pocket. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
Wiki User
∙ 12y ago
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Can you go to jail for a car accident with no issuranse?
You can certainly get in serious trouble for having your vehicle uninsured.
What if you are a licensed minor driving your parents uninsured car and get into an accident where you were at fault should the judgment be placed on the minor or the parents?
You should get in trouble because you caused the accident.
If you are at fault for an accident and then find out you are uninsured but willing to pay What is next?
Bad news. If you are uninsured, do not have an accident. If you can manage to pay the other person for the damages in an arrangement that is satisfactory to both of you, then you could be off the hook. Otherwise, you are looking at some major trouble.
Is an insured driver responsible for causing an accident to an uninsured driver?
well i don't know are they? ''causing'' makes me thing you were the 'at fault' party, so if what you are asking is, the insured driver (you) were negliegent/at fault for the accident, but simply because the injured party was not insured do you still owe for their damage? yes you do, makes no difference if they were insured or not (now, they might have some trouble come up from this), if they were an innocent and you negligentthen you (your company) owe for their damage......some states may have statues that bar an uninsured driver/owner from recovery, so might check (you need to turn in the claim your adjuster will know) but I've never worked a claim in a state that had this (handled claims in around 15-20 different states i'd guess).
What happens if you are uninsured and rear-end an insured car but there is no car damage but a passenger gets whiplash?
You are in huge trouble, the injured party can file a civil lawsuit against you.
If you are insured but dont have a license will dmv find out?
Do you mean , If you are insured and dont have a license, and you drive? If that is the question, that you are driving without a license you will get in serious trouble, you could be in a license check going down the highway, or be in an accident, you have to have a license to drive legally.
If an uninsured driver has an accident while driving an insured person's car will that person's insurance rate go up?
== == The insurance company COULD cancel your insurance, because you allowed some body, who was NOT covered on your insurance policy, to drive your car. They COULD also refuse to pay to fix the car, as the driver was UN-INSURED by them. You have no one to blame, other than yourself, for all this trouble. Never allow anyone to drive your car, if they are not NAMED on your insurance policy.
What happens if you drive another car that is not registered and uninsured?
Nothing, as long as you don't get stopped and you have no accidents. If you do get stopped or have an accident, then you will be in trouble. The vehicle may get taken off the road, or you may have to deal with insurance problems.
What happens when an uninsured driver borrows a friend's uninsured car and gets into a wreck?
Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges
What happens if an uninsured driver borrows your insured car and gets a ticket?
Cars are not insured, drivers are insured for their liability while driving a specific automobile. This person could have had all the insurance in the world, for driving his car, but it would not matter at all while he was driving another car. In any event, insured or uninsured, he is legally responsible for the ticket. If it's a parking ticket then you must make certain it's paid even if you have to pay it yourself. Otherwise the amount due will keep increasing and will affect you, your driver's license and your car registration. Tickets issued during a traffic stop are issued to the person whose license is presented to the ticketing police/trooper/patrolman/deputy. Tickets that are issued to a car- such as parking tickets and tickets from right light and speed trap cameras are the responsibility of the person who owns the car. Note that if a an uninsured driver borrows your car and gets a ticket, they may get in trouble if they cannot show that they had permission to borrow the car since their name will not appear on the registration or insurance card in the vehicle. If an uninsured driver gets a ticket for causing an accident while driving your insured car, your insurance company will probably be asked to pay for the damage to the other vehicle - and your insurance rates may go up.
What is the process if you have no insurance and are at fault in accident?
The insurance company will subrogate (come to you for payment) you for all payments including their insured's deductible, repairs, injuries, rental etc. You more than likely will lose your license and any plates and suffer with many fines as well. Best to be upfront contact the company and work out a payment agreement if you do not have all the money required . This could also cause you trouble in getting insurance in the future....(many companys will not insured a person/property that has went 'uninsured' for any length on time).sorry
Why does Gilbert Gottfried have trouble walking?
Maybe he was in an accident.
